At PropFunds, our primary goal is to protect the capital you invest with us. We have the experience and knowledge you need of purchasing, operating and maximizing the returns of any given real estate investment. PropFunds has the investing experience that makes the difference protecting your investment and access to investment opportunities you’ve been searching for. We specialize in multifamily, industrial, single tenant triple net leased, office, hospitality (hotel) and high end luxury home type properties that produce passive income and increased value. Investors are able to invest through traditional IRAs and Roth IRAs, and making your investments grow.
Don’t know much about investing? We’ve come up with an ‘investing for beginners guide’ to get you started and on the path of making money and investing for retirement.
No investment is 100% guaranteed to make you money or protect your capital. But the investment advisors of PropFunds has a combined history of over 150 years of real estate investment experience protecting your capital and making the investment decisions. To date, no investor has lost money while investing with PropFunds and or the members of the PropFunds investment advisory board…and that’s during the past 17 years…including during the “great recession”. Where and who provides you with investment advice is everything, and the PropFunds investment team will use it’s 150 years of investing experience to protect your capital and provide above market returns while incurring minimal risk. Thereby, creating an intelligent investment plan for you that, over time you, will help you provide financial security for your family and enjoy the benefits earning passive income and growing your investment portfolio.
Making investments grow can be a challenge. But first, you have to find a safe investment in which you believe. Investing in bonds and investing in stocks each have their advantages and disadvantages and can range from very safe to very risky. Investments in well placed, vetted properties managed and operated by real estate professionals can create significant wealth for you and your family. But it is imperative that the individual or group that is making the investment decisions on which properties to own, how they are managed and when is the best time to hold or sell them is an expert in their field. Even buying a single family residence has inherent risk as an investment. Risk is only increased if the decisions being made are handled by someone that does not have intimate knowledge of the product type or market.
A diverse portfolio is not necessarily more risk averse than one that a concentration of one or two different types of real estate properties. Diversity does decrease risk in of itself. Only when the underlying assets are good, safe investments that have been underwritten by a professional real estate investors that understand the risks associated with purchasing any given property will risk be mitigated. PropFunds has over 150 years of experience in order to protect your capital.
In reality, there are countless variations of real estate investments. At PropFunds, we will walk you through and explain every step of our investment strategy if you so desire. Here we’ve come up with just a few overviews of the ways people typically invest in real estate:
REITs - A real estate investment trust, or REIT, is created when a corporation uses investors’ money to purchase and operate income properties. REITs are bought and sold just like any other stock, on the major exchanges. This type of real estate investment allows investors to get into non-residential investments and is a solid choice for investors who want a more regular income. The inherent risk associated with investing in a REIT is that it’s value is connected to how well, or badly, the overall stock market is doing. Also, they are highly sensitive to interest rates. Historically, in times when interest rates are rising, REIT stock values most likely decline.
Single Family Rental Properties- The most common real estate investments an individual purchases is buying and then renting a home. Historically buying and renting out a single family residence does not generate “above market returns”. This is due to the fact that most homes sell for at a price that includes a “user premium”. What this means is that homes sell for a premium to what they’d sell for if single family residences were only sold as investment properties. But they’re not. Most single family residences are sold to individuals that plan on living in them and making the property their home. Most single family residences sell for a premium for this reason and it’s difficult to keep a single family property rented for enough to cover expenses and make the mortgage payment. That’s why investing in single family residences is usually not the ideal passive income investment. Fixing and flipping a home is a good investment strategy for someone that has knowledge of how to implement this investment strategy. But one bad tenant could leave you with a negative monthly cash flow.
Private Real Estate Investment Groups/Syndications– Private Real estate investment groups (or Syndications) are a great answer to the question, ‘How do I invest in real estate?’ Investment groups like PropFunds purchase office, multi-family, industrial, single tenant net leased, hotels, high end luxury homes and similar properties that the average investor is unable to do sodue to the large capital requirements to purchase these types of properties or not have the expertise to make wise investment decisions if they have the capital to purchase these type of assets. The knowledge, expertise and investment history of making an investment with an “Invemstment Group” is imperative to understand before you investment in these type of investment opportunities. However, an investment in these type of properties, when done correctly, can generate above market returns while incurring minimal risk.
Investing for retirement? An IRA, or individual retirement account, is essentially a savings account with big tax breaks. It’s an ideal way to invest money for your retirement, and unlike 401(k)s, an IRA is usually opened by an individual for themselves.
To be clear, an IRA itself is not an investment itself. The account is simply the box in which you keep your stocks, bonds and other assets…i.e: Real Estate. Beyond IRS exceptions, like options and lending money to yourself, you can use the money in your IRA to invest in stocks, bonds and really just about anything. Many people do not know this, but investing in real estate is one of the approved asset classes that individual IRA accounts can invest in through a register self-directed IRA custodian.
Self-Directed IRA real estate investments are some of the most popular investment options among self-directed owners. There are many investment strategies, from a more passive income investment style to active strategies like rehabbing and maintaining rentals. Popular real estate investment options include residential and commercial properties, raw land….and more.
A pension is a way of investing for retirement in which your retirement account is manager by your employer, who gives you a fixed payout when you retire. You can usually choose between a lump-sum payout or a monthly payment, and the payout usually depends on your salary and how long you’ve worked for the company.
While pension plan investing is a safe investment option, your pension should only be one tool in your retirement shed. Some employers also offer 401(k)s as well as matching contributions.